Payday-quote is a leading online payday loan resource that provides funds quickly to help you address your financial needs. If an unexpected financial cost is burdening you, Payday Loans are an immediate solution to help you until your next payday. By utilizing a quick loan, you save money by avoiding late payment penalties or overdraft fees.
Applying and qualifying for a payday loan is simple, and in many cases there are no documents to fax. Once approved for the cash advance, we will electronically deposit the payday loan amount directly into your checking or savings account. At Payday-quote, your business is conducted with a licensed, bonded, and secure lender. We are dedicated to providing our customers the best online payday loan service possible by respect and expediency of our agents.
Our Benefits:
- Overnight Direct Deposit
- Fast & Easy Approval
- No Long Forms, No Waiting
- No Credit Check
- 100% Online
- Confidential & Secure
- No Documents to Fax
- Flexible Payment Options
- Reliable Customer Service
How It Works
Payday-quote does not perform credit checks, thus making qualifying for a cash advance easier. To ensure approval, you must currently have a job or receive regular income, make at least $1000 per month, be 18 years of age or older, be a U.S. citizen, and have checking account or savings account with direct deposit set up.
Payday Loans are determined against the wage an employed individual receives. Short-term loans are setup for you to repay upon receiving your next paycheck, which is typically 8 to 25 days out. Without employment (or proof of income), there is no capacity to verify repayment of the loan. Whatever your need for a payday loan, our easy-to-use check cashing service has a solution for you.
There are no forms to fax in, so you will never have to submit your information to an unverified receiver. After you have been notified of your approval status, we will begin setting up a repayment plan so you stay financially on track.
Payday-quote does not perform credit checks, thus making qualifying for a cash advance easier. To ensure approval, you must currently have a job or receive regular income, make at least $1000 per month, be 18 years of age or older, be a U.S. citizen, and have checking account or savings account with direct deposit set up.
Payday Loans are determined against the wage an employed individual receives. Short-term loans are setup for you to repay upon receiving your next paycheck, which is typically 8 to 25 days out. Without employment (or proof of income), there is no capacity to verify repayment of the loan. Whatever your need for a payday loan, our easy-to-use check cashing service has a solution for you.
There are no forms to fax in, so you will never have to submit your information to an unverified receiver. After you have been notified of your approval status, we will begin setting up a repayment plan so you stay financially on track.
I got my money in less than one business day. I would recommend this company to my friends and colleagues in a heartbeat.-- Jane, Utah
This company saved me money, stress and a lot of time! None of which I can afford.
-- Thomas,Florida
What is a payday loan or cash advance?
A payday loan or cash advance is an unsecured, short-term cash loan to help you until your next payday. Customers choose payday advances to cover small, unexpected expenses while avoiding costly bounced-check fees and late payment penalties. At Payday-quote, apply online for a payday loan and your advance will be electronically deposited to your checking or savings account.
What can a payday loan be used for?
Whether you are paying off bills, celebrating a special occasion, or covering an unexpected cost your payday loan is there to be used at your own discretion.
How much can I receive?
Your first Payday-quote loan is based upon the information you provide in your application. You may borrow up to $1500, and after a successful repayment of your loan, we may raise the amount on any future Payday-quote loans.
How are fees established?
Our fees are competitive and in compliance with all applicable state and federal laws.
Depending on the lender, fees can range from $25 to $30 per $100 borrowed. For example, if you borrow $300 then the fee will be between $75 and $90.
How do I qualify for a payday loan?
Payday-quote does not perform credit checks, which makes qualifying for a payday advance easier than for traditional credit. You should meet all of the following requirements:
• Current employment (or receive regular income)
• Make at least $1000/month
• Be 18 years of age or older and a U.S. citizen
• Have a checking or savings account with direct deposit.
A payday loan or cash advance is an unsecured, short-term cash loan to help you until your next payday. Customers choose payday advances to cover small, unexpected expenses while avoiding costly bounced-check fees and late payment penalties. At Payday-quote, apply online for a payday loan and your advance will be electronically deposited to your checking or savings account.
What can a payday loan be used for?
Whether you are paying off bills, celebrating a special occasion, or covering an unexpected cost your payday loan is there to be used at your own discretion.
How much can I receive?
Your first Payday-quote loan is based upon the information you provide in your application. You may borrow up to $1500, and after a successful repayment of your loan, we may raise the amount on any future Payday-quote loans.
How are fees established?
Our fees are competitive and in compliance with all applicable state and federal laws.
Depending on the lender, fees can range from $25 to $30 per $100 borrowed. For example, if you borrow $300 then the fee will be between $75 and $90.
How do I qualify for a payday loan?
Payday-quote does not perform credit checks, which makes qualifying for a payday advance easier than for traditional credit. You should meet all of the following requirements:
• Current employment (or receive regular income)
• Make at least $1000/month
• Be 18 years of age or older and a U.S. citizen
• Have a checking or savings account with direct deposit.
What is the procedure to apply for a payday loan online?
To apply for a payday loan, complete and submit the application found on our website. At that point, the approval process will immediately get under way and an agent will notify you of your status.
What information do I need to complete the application?
We need your name, address, employment information, banking details, and picture identification to complete your payday loan request.
Is my personal and financial information secure?
We respect our customer's right to privacy in managing their personal finances. Our site uses a variety of security measures to maintain the safety of your personal information. All sensitive data transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology.
Is there an application fee?
Payday-quote.com never charges applicants a fee to qualify for a payday loan.
Does submitting an application obligate me to take out a loan?
No; submitting an application simply states that you wish for one of our agents to approve and contact you to discuss your payday loan options. You may ask us any questions, and withdraw your request if you so choose. If you are ready to proceed, you may confirm your information and officially agree to terms with one of our representatives.
What if I have bad credit?
As we do not perform credit checks, bad credit will not prevent you from receiving a payday loan at payday-quote.com. Our friendly managers will work with you, even if you have been turned down by other lenders.
Does being a tenant influence my eligibility?
Whether you rent or own your home, it does not affect your eligibility for a payday loan.
Do I need to fax my information?
There is no need to fax any personal details. The lending company will instantly get all necessary information online.
Can I have more than one payday loan at a time?
No, all other payday loans must be repaid before another may be granted.
Do you contact current or former employers?
No, the lenders operate a strict confidentiality policy. None of your personal information will be passed onto any third party without your prior agreement or unless required by law.
Do I need direct deposit?
Your bank account must be set up with direct deposit to qualify for a cash advance. It is the most secure way to offer loans as quickly as we do.
When will I receive my payday loan?
Your application will be processed within 30 minutes upon being received. Once approved, you may collect your loan the next business day. At that time, we will help schedule a repayment date so you will not have to worry about bouncing a check or missing a deadline.
How will I know that my loan has been approved?
You will receive an email notification once your loan has been approved. Payday-quote.com reserves the right to make adjustments to your loan approval up until you receive the funds in your bank account based on new information received regarding your application.
When will my loan be due?
Each state has different rules and regulations regarding loan due dates. Typically, repayment is schedule on your next payday (between 8 and 25 days away).
What if I want to pay back my loan early?
Contact us if you wish to pay off your loan before the scheduled due date. In doing so, you may be entitled to a partial refund of your loan fee.
What if I am unable to repay my loan by the due date?
If you cannot repay the full amount of your loan by the due date, you may be able to request a loan extension.
The following payment options are available:
1. Pay the loan in full on the maturity date listed on your loan agreement.
2. Pay the finance fee and a portion of the principle on or before the maturity date.
3. Pay only the finance fee on the maturity date.
How often can I get a payday loan?
We are available any time you need financial assistance between pay periods. We encourage all of our clients to use these loans responsible and keep in mind that a payday loan is a short-term solution to an urgent cash need; they should not be used repeatedly to deal with continuous budgeting issues.
To apply for a payday loan, complete and submit the application found on our website. At that point, the approval process will immediately get under way and an agent will notify you of your status.
What information do I need to complete the application?
We need your name, address, employment information, banking details, and picture identification to complete your payday loan request.
Is my personal and financial information secure?
We respect our customer's right to privacy in managing their personal finances. Our site uses a variety of security measures to maintain the safety of your personal information. All sensitive data transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology.
Is there an application fee?
Payday-quote.com never charges applicants a fee to qualify for a payday loan.
Does submitting an application obligate me to take out a loan?
No; submitting an application simply states that you wish for one of our agents to approve and contact you to discuss your payday loan options. You may ask us any questions, and withdraw your request if you so choose. If you are ready to proceed, you may confirm your information and officially agree to terms with one of our representatives.
What if I have bad credit?
As we do not perform credit checks, bad credit will not prevent you from receiving a payday loan at payday-quote.com. Our friendly managers will work with you, even if you have been turned down by other lenders.
Does being a tenant influence my eligibility?
Whether you rent or own your home, it does not affect your eligibility for a payday loan.
Do I need to fax my information?
There is no need to fax any personal details. The lending company will instantly get all necessary information online.
Can I have more than one payday loan at a time?
No, all other payday loans must be repaid before another may be granted.
Do you contact current or former employers?
No, the lenders operate a strict confidentiality policy. None of your personal information will be passed onto any third party without your prior agreement or unless required by law.
Do I need direct deposit?
Your bank account must be set up with direct deposit to qualify for a cash advance. It is the most secure way to offer loans as quickly as we do.
When will I receive my payday loan?
Your application will be processed within 30 minutes upon being received. Once approved, you may collect your loan the next business day. At that time, we will help schedule a repayment date so you will not have to worry about bouncing a check or missing a deadline.
How will I know that my loan has been approved?
You will receive an email notification once your loan has been approved. Payday-quote.com reserves the right to make adjustments to your loan approval up until you receive the funds in your bank account based on new information received regarding your application.
When will my loan be due?
Each state has different rules and regulations regarding loan due dates. Typically, repayment is schedule on your next payday (between 8 and 25 days away).
What if I want to pay back my loan early?
Contact us if you wish to pay off your loan before the scheduled due date. In doing so, you may be entitled to a partial refund of your loan fee.
What if I am unable to repay my loan by the due date?
If you cannot repay the full amount of your loan by the due date, you may be able to request a loan extension.
The following payment options are available:
1. Pay the loan in full on the maturity date listed on your loan agreement.
2. Pay the finance fee and a portion of the principle on or before the maturity date.
3. Pay only the finance fee on the maturity date.
How often can I get a payday loan?
We are available any time you need financial assistance between pay periods. We encourage all of our clients to use these loans responsible and keep in mind that a payday loan is a short-term solution to an urgent cash need; they should not be used repeatedly to deal with continuous budgeting issues.
